Mar 25, 2020 · Check a Retirement Calculator; Investment accounts with Betterment are insured through SIPC for up to $500,000 of missing assets and $250,000 in cash. If your account value is higher than $500,000, it may worry you that Betterment’s SIPC insurance doesn’t go above that. But even if Betterment were to go out of business, there is little $10,000 and 1 Year With Betterment: Performance and Cost Sep 18, 2019 · After 1 year and $10,000 invested in Betterment, I am a happy customer and recommend it to family, friends, and blog readers. My initial review is here and my review at $3000 invested is here.. I track my Betterment account, along with my TSP and Vanguard accounts, all in one place with Personal Capital.It's free, easy, and gives you beautiful data on your portfolio.